Saturday, June 28, 2025
Buyer

Required Documentation for Buyers on the Day of Signing at the Notary (Spain 2025)

Documentation the Buyer Must Bring to the Notary:


Identification document (original and valid DNI/NIE/Passport).


Proof of payment method, depending on the option chosen:


Bank cheque (original + copy).


OMF transfer (must be ordered in advance through the bank).


Notarial deposit (must be coordinated with the notary beforehand).


Proof of down payment or deposit, if applicable.


Bank account number for possible refunds or tax payments

✅ HERE’S WHAT THE BUYER MUST BRING ON THE DAY OF THE NOTARIAL SIGNING


1. Identification Document

Valid DNI/NIE/Passport.


If the buyer is a foreign national, a NIE (Foreigner Identification Number) is required.


It's essential to bring the original document.


2. Proof of Payment Method

Accepted payment methods include:


BANK CHEQUE: Bring the physical cheque and a copy.


OMF Transfer (via the Bank of Spain): This must be ordered from your bank in advance. [If you’d like to know more about OMFs, we explain it here.]


NOTARIAL DEPOSIT PAYMENT: The buyer can pay through the notary’s escrow account, but this must be arranged beforehand with the notary.


The notary will record the payment method in the deed, so it must be clearly documented.

If you want advice on which method might be less costly, tell us your case and we’ll recommend the most suitable option.


4. Proof of Deposit / Down Payment (Arras)

If a previous payment or deposit has been made, bring the proof of transfer or receipt.


5. Bank Account Number

To receive possible refunds or pay applicable taxes.


🏦 ADDITIONAL DOCUMENTS IF THERE IS A MORTGAGE


6. Binding Offer / FEIN from the Bank

A document summarizing the terms of the mortgage loan.


7. Pre-Notarial Transparency Act

This must be signed a few days before the notarial signing for the mortgage to be valid (as per Law 5/2019).


8. Bank Representative

A bank agent may need to attend the signing, depending on the bank.


👤 IF THE BUYER IS A COMPANY OR THERE ARE MULTIPLE BUYERS


9. Notarial Powers of Attorney

If someone signs on behalf of another person or a company, they must present the appropriate notarized power of attorney.


10. Company Incorporation Deed and CIF (Tax ID)

Required if the purchaser is a legal entity (company).